At Chapter 7 Car Loan make sure that your information is always safe and secure. This policy applies only to Chapter 7 Car Loan and Chapter 7 Car Loan.com. It does not apply to websites that are owned by third parties, including websites that link to Chapter 7 Car Loan.com or that are linked from this website. This includes websites of lenders and others that have business relationships with Chapter 7 Car Loan.com to provide loans and other consumer credit products and services to consumers. Chapter 7 Car Loan.com is not responsible for the privacy practices of those third party websites, which may differ in significant ways.
Commitment To Privacy
In addition, employee access to information about individual customers is limited to those authorized employees with a legitimate business reason to access the information, and still only on a "need-to-know" basis.
Among its operations, Chapter 7 Car Loan.com functions as a consumer credit intermediary, linking consumers with various consumer credit products and services. If you are applying for any of those products or services, Chapter 7 Car Loan may collect the personal information you provide. In these circumstances, however, Chapter 7 Car Loan's principal role is to facilitate a relationship in which you provide your information directly to a third party, for instance, to apply for an extension of credit or to purchase a credit report or other credit-related products or services. Chapter 7 Car Loan collects information as a consumer credit intermediary, which helps to:
* Transmit the information to a third-party lender or service provider (subscribers) who process or provide applications for the product or service you request.
* Communicate with you about your applications for products or services.
* Confirm the acceptance and status of your request by e-mail.
* Respond to your inquiries about the status and/or destination of your applications.
* Identify the referring website if you link from another website.
* Delete fictitious data from the system, based on a customer identifier such as a home telephone number or e-mail address.
* Handle accounting issues between Chapter 7 Car Loan, subscribers and affiliates, using a customer identifier such as a home telephone number or e-mail address, if the subscriber rejects your application.
* Conduct market and demographic analyses on aggregated customer data, which does not identify individual customers.
* Perform system and security monitoring, such as monitoring the IP addresses of incoming traffic to prevent abuse.
TCPA COMPLIANCE:Use of automated telephone dialing systems, text messages and or prerecorded messages a. Chapter7CarLoan.com helps consumers get financing through a network of participating auto dealers and/or direct lending partners that specialize in helping people who may have experienced credit problems. The information we collect from you enables us to match you with local dealers and finance companies that may be well suited in providing the credit you are interested in. We do not know who your matches will be until we review your information. By giving us and our lending partners consent to contact you using automated telephone dialing systems, text messages and or prerecorded messages, we can provide you with faster and more efficient updates regarding the status of your application.
Chapter 7 Car Loan.com also provides consumer credit education services. To do so, Chapter 7 Car Loan may collect your name and your e-mail address to be able to send you e-mail newsletters and other information about consumer education services and other programs.
What Information Is Kept and For How Long
Chapter 7 Car Loan keeps aggregate anonymous click stream data indefinitely. This information does not include identifying information about any individual customer. This data includes information about the number of customers visiting this website during a particular time period, the categories of products and services visited, the pages accessed by the customer, and the place from which each customer accessed the website. This information helps refine offerings of products and services and the presentations of those offerings on the site.
Chapter 7 Car Loan keeps individual page view information in log files for 90 days to better respond to the interests of each customer and for system and security monitoring. Although, aggregated page view data is kept indefinitely.
Chapter 7 Car Loan indefinitely keeps information about you that is not personally identifiable financial information, such as your name, e-mail address, the products or services you order through the website, to communicate with you and for internal analysis of the demographics of Chapter 7 Car Loan customers.
Finally, Chapter 7 Car Loan keeps personally identifiable financial information about you that you furnish during your visit to the website, information such as your Social Security account number, a bank account number, a credit card number, your mother's maiden name, and/or your drivers license number, to facilitate the completion of your transaction.
Chapter 7 Car Loan.com uses Secure Sockets Layer technology supporting up to 256-bit encryption to prevent unauthorized parties from viewing or tampering with any personal information transmitted to or from Chapter 7 Car Loan.com during your session. Secure Sockets Layer server authentication allows your browser to confirm a server's identity. Using standard techniques of public-key cryptography, the authentication system verifies that the server's certificate and public ID are valid and have been issued by a certificate authority listed in the browser's list of trusted certificate authorities. Chapter 7 Car Loan is registered with, and obtained digital certificates from Comodo InstantSSLfor www.Chapter 7 Car Loan.com and its sub domains and affiliated domains.
When you provide Chapter 7 Car Loan with personal information, you do so over Secure Sockets Layer technology using a secure encrypted link between the computer you are using and the server. When your personal information is transmitted to the provider of the product or service you are ordering, it is done with Secure Sockets Layer technology. Chapter 7 Car Loan safeguards information about you according to established physical and electronic security procedures designed to prevent unauthorized access and continually assess new information protection technology.
Disclosure of Your Information
Chapter 7 Car Loan.com may legally disclose your personally identifiable information to unaffiliated third parties when the law requires it. For example, in response to a search warrant issued in connection with a fraud investigation, in response to a subpoena, or in response to a request by an authorized government regulator. If possible, Chapter 7 Car Loan will attempt to comply with any legal request for cooperation by eliminating all personally identifiable information before releasing records. If that is not possible, before personally identifiable information is provided to a third party as required by law, Chapter 7 Car Loan will seek the issuance of a protective order by a court of competent jurisdiction compelling the third party to maintain the confidentiality of that information.
Chapter 7 Car Loan will never knowingly solicit personal information from children or send them requests for non-public personal information.
A cookie is a piece of data stored on your computer that is tied to information about you. Chapter 7 Car Loan may use both session ID cookies and persistent cookies. With a session ID cookie, once you close your browser, the cookie simply terminates. A persistent cookie is a small text file stored on the hard drive of your computer for an extended period of time
You may utilize Chapter 7 Car Loan.com, even though you have set your computer's browser to reject cookies. By rejecting cookies, you will be limited in some areas of the website. For example, you may be unable to order, apply for, or request products or services from subscribers via the website.
Protect and Verify Your Information
Chapter 7 Car Loan urges you to always take every precaution to protect your personal data, online and offline.
Important Note Regarding non-U.S. Users and U.S. Law
The laws and regulations of different countries impose different (and even conflicting) requirements on the use of the Internet and data protection. Chapter 7 Car Loan.com is located in the United States of America, as are the servers that make this website available worldwide. The laws of the State of California and, to the extent applicable, the United States of America, govern all matters relating to this website. If you are located outside the United States of America, please note that any information you provide will be transferred to the servers in the United States of America and, by submitting your information, you authorize this transfer.
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